Texto

<div class="duck"><div class="trBorder">
<img src="http://4.bp.blogspot.com/-QWW9Ez8OohQ/U_S-S93uhMI/AAAAAAAAx_w/h6EXtX87MYA/s1600/13-Nocturne.jpg" width="260" height="370" alt="transparent image">
</div>Texto </div>

CSS

<style> 
.duck { 
width:70%; 
height:auto;  
background: url(img/duck.png) no-repeat; 
border:1px solid #000000; 
border-radius: 5px; 
box-shadow: 1px 1px 5px #666;
font-size: 20px; 
font-weight: 900; 
color:#fff; 
  } 
.trBorder { 
 width:auto; 
height:auto; 
border-radius: 5px; 
box-shadow: 1px 1px 5px #666;
border: 2px double rgba(255,255,255,.5); 
margin: 10px; 
background: rgba(255,255,255,.5); 
  }
</style>